{"id":2509429,"date":"2025-11-11T20:43:02","date_gmt":"2025-11-12T01:43:02","guid":{"rendered":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/trump-downplays-concerns-over-proposed-50-year-mortgages\/"},"modified":"2025-11-11T20:46:52","modified_gmt":"2025-11-12T01:46:52","slug":"trump-downplays-concerns-over-proposed-50-year-mortgages","status":"publish","type":"post","link":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/trump-downplays-concerns-over-proposed-50-year-mortgages\/","title":{"rendered":"Trump downplays concerns over proposed 50-year mortgages"},"content":{"rendered":"<aside class=\"mashsb-container mashsb-main mashsb-stretched\"><div class=\"mashsb-box\"><div class=\"mashsb-count mash-medium\" style=\"&quot;\"><div class=\"counts mashsbcount\">14<\/div><span class=\"mashsb-sharetext\">SHARES<\/span><\/div><div class=\"mashsb-buttons\"><a class=\"mashicon-facebook mash-medium mash-nomargin mashsb-noshadow\" href=\"https:\/\/www.facebook.com\/sharer.php?u=https%3A%2F%2Fwww.conservativenewsdaily.net%2Fbreaking-news%2Ftrump-downplays-concerns-over-proposed-50-year-mortgages%2F\" target=\"_top\" rel=\"nofollow\"><span class=\"icon\"><\/span><span class=\"text\">Facebook<\/span><\/a><a class=\"mashicon-twitter mash-medium mash-nomargin mashsb-noshadow\" href=\"https:\/\/twitter.com\/intent\/tweet?text=&amp;url=https:\/\/www.conservativenewsdaily.net\/breaking-news\/?p=2509429&amp;via=ConservNewsDly\" target=\"_top\" rel=\"nofollow\"><span class=\"icon\"><\/span><span class=\"text\">Twitter<\/span><\/a><a class=\"mashicon-subscribe mash-medium mash-nomargin mashsb-noshadow\" href=\"#\" target=\"_top\" rel=\"nofollow\"><span class=\"icon\"><\/span><span class=\"text\">Subscribe<\/span><\/a><div class=\"onoffswitch2 mash-medium mashsb-noshadow\" style=\"display:none\"><\/div><\/div>\n            <\/div>\n                <div style=\"clear:both\"><\/div><\/aside>\n            <!-- Share buttons by mashshare.net - Version: 4.0.47--><p>President Donald Trump downplayed conservative criticism of a proposal from his administration to introduce 50-year fixed-rate mortgages, suggesting the change would only <a href=\"https:\/\/amzn.to\/3YuVZYV\" >slightly reduce monthly payments amid rising <a href=\"https:\/\/www.conservativenewsdaily.net\/breaking-news\/white-house-releases-list-of-president-trumps-accomplishments-and-it-is-historic\/\" title=\"White House Releases List of President ...\u2019s Accomplishments \u2013  And It Is Historic!\">housing costs<\/a><\/a>. During an interview on Fox News, trump called the shift from the traditional 30- or 40-year loans to 50-year terms &#8220;not even a big deal,&#8221; arguing it might help buyers pay less each month by spreading payments over a longer time. The Federal Housing Finance Agency is reportedly reviewing the plan, which supporters say could make homeownership more affordable for first-time buyers facing record-high prices. though, critics, including many right-wing commentators, warn that 50-year mortgages would trap Americans in decades of debt and benefit banks. The controversy arises as housing affordability worsens, with the average age of first-time homebuyers rising to 40 and fewer young buyers able to enter the market due to stagnant incomes and <a href=\"https:\/\/www.conservativenewsdaily.net\/breaking-news\/is-the-housing-market-about-to-crash\/\" title=\"Is The Housing Market About To Crash?\">soaring home prices<\/a>. Trump also blamed <a href=\"https:\/\/www.conservativenewsdaily.net\/breaking-news\/turkeys-lira-sinks-again-as-erdogan-cites-islamic-sharia-law-to-defend-economic-management\/\" title=\"Turkey\u2019s Lira Sinks Again as Erdogan Cites Islamic Sharia Law to Defend Economic Management\">high interest rates<\/a> set under the Biden administration for exacerbating the <a href=\"https:\/\/www.conservativenewsdaily.net\/breaking-news\/riding-post-recall-mandate-newsom-bans-most-single-family-only-zoning-in-california\/\" title=\"Riding Post-Recall Mandate, Newsom Bans Most Single-Family-Only Zoning In California\">housing affordability crisis<\/a>.  <\/p>\n<p class=\"readmore\">\n    <button onclick=\"showReadMore()\" id=\"readmorebtn\">Read more&#8230;<\/button>\n<\/p>\n<hr id=\"line\">\n<span id=\"more\"><\/p>\n<p><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><\/p>\n<div class=\"tdb-block-inner td-fix-index\"><span class=\"tdb-mobile-menu-button\"><i class=\"tdb-mobile-menu-icon td-icon-mobile\"><\/i><\/span><\/div>\n<div class=\"tdb-block-inner td-fix-index\"><span class=\"tdb-header-search-button-mob dropdown-toggle\" data-toggle=\"dropdown\"><i class=\"tdb-mobile-search-icon td-icon-search\"><\/i><\/span><\/div>\n<div class=\"tdb-block-inner td-fix-index\"><\/div>\n<div class=\"tdb-block-inner td-fix-index\"><span class=\"tdb-mobile-menu-button\"><i class=\"tdb-mobile-menu-icon td-icon-mobile\"><\/i><\/span><\/div>\n<div class=\"tdb-block-inner td-fix-index\">\n<div class=\"tdb-drop-down-search\" aria-labelledby=\"td-header-search-button\">\n<div class=\"tdb-drop-down-search-inner\">\n<form method=\"get\" class=\"tdb-search-form\" action=\"https:\/\/www.washingtonexaminer.com\/\"><\/form>\n<div class=\"tdb-aj-search\"><\/div>\n<\/div>\n<\/div>\n<p><a href=\"http:\/\/www.washingtonexaminer.com\/#\" role=\"button\" aria-label=\"Search\" class=\"tdb-head-search-btn dropdown-toggle\" data-toggle=\"dropdown\"><i class=\"tdb-search-icon td-icon-search\"><\/i><\/a><\/div>\n<div class=\"tdb-block-inner td-fix-index\"><\/div>\n<div class=\"tdb-block-inner td-fix-index\">\n<h1 class=\"tdb-title-text\">Trump downplays concerns over proposed 50-year mortgages: &lsquo;It&rsquo;s not even a big deal&rsquo;<\/h1>\n<div><\/div>\n<div class=\"tdb-title-line\"><\/div>\n<\/div>\n<div class=\"tdb-block-inner td-fix-index\"><\/div>\n<div class=\"tdb-block-inner td-fix-index\">\n<div id=\"Brid_2220160\" class=\"tpd-featured-video bridtv\"><\/div>\n<p>President <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/www.washingtonexaminer.com\/tag\/donald-trump\/\">Donald Trump<\/a> brushed off conservative backlash to his administration&rsquo;s exploration of 50-year home loans, arguing the plan could slightly ease monthly payments amid soaring <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/www.washingtonexaminer.com\/tag\/housing\/\">housing<\/a> costs, even as critics warn it would trap buyers in decades of debt.<\/p>\n<p>During a Monday night appearance on Fox News&rsquo;s <em>The Ingraham Angle<\/em>, host Laura Ingraham pressed Trump about the controversial proposal coming from his housing team, noting that the idea of &ldquo;lifetime mortgages&rdquo; has angered many within his own base.<\/p>\n<div class=\"recommended-stories\">\n<h2>Recommended Stories<\/h2>\n<ul>\n<li><a href=\"https:\/\/www.washingtonexaminer.com\/news\/business\/3880261\/5000-flights-delayed-canceled-day-2-faa-cuts-duffy\/\">Over 5,000 flights delayed or canceled on second day of FAA cuts as Duffy threatens more reductions<\/a><\/li>\n<li><a href=\"https:\/\/www.washingtonexaminer.com\/premium\/3872205\/did-anyone-win-us-canada-trade-tariff-war\/\">Did anyone win the US-Canada trade and tariff war?<\/a><\/li>\n<li><a href=\"https:\/\/www.washingtonexaminer.com\/news\/business\/3877004\/supreme-court-save-trump-overturning-tariffs\/\">Supreme Court could save Trump by overturning his tariffs<\/a><\/li>\n<\/ul>\n<\/div>\n<div class=\"article-paywall\">\n<p>&ldquo;Housing costs are still out of reach,&rdquo; Ingraham said. <\/p>\n<p>&ldquo;Your housing director has proposed something that has enraged your MAGA friends, which is this 50-year mortgage idea. So [there&rsquo;s] a significant MAGA backlash, calling it a giveaway to the banks and simply prolonging the time it would take for Americans to own a home, outright. Is that really a good idea?&rdquo;<\/p>\n<blockquote class=\"twitter-tweet\" data-media-max-width=\"560\">\n<p lang=\"en\" dir=\"ltr\">Ingraham: Is a 50 year mortgage really a good idea? <\/p>\n<p>Trump: It&rsquo;s not even a big deal. You go from 40 years to 50 <\/p>\n<p>Ingraham: 30 <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/t.co\/W07mMUjz97\">pic.twitter.com\/W07mMUjz97<\/a><\/p>\n<p>&mdash; Acyn (@Acyn) <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/twitter.com\/Acyn\/status\/1988037793579495535?ref_src=twsrc%5Etfw\">November 11, 2025<\/a><\/p><\/blockquote>\n<p> <script data-cfasync=\"false\" src=\"http:\/\/www.washingtonexaminer.com\/cdn-cgi\/scripts\/5c5dd728\/cloudflare-static\/email-decode.min.js\"><\/script><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>    <\/p>\n<p>Trump dismissed the uproar, saying the change would be minor compared to the effect of high interest rates.<\/p>\n<p>&ldquo;It&rsquo;s not even a big deal,&rdquo; Trump said. &ldquo;You go from 40 to 50 years, and what it means is you pay, you pay something less.&rdquo;<\/p>\n<p>&ldquo;You pay it over a longer period of time. It&rsquo;s not like a big factor. It might help a little bit,&rdquo; the president added. &ldquo;But the problem was that Biden did this &mdash; he increased the interest rates. And I have a lousy Fed person who&rsquo;s going to be gone in a few months.&rdquo;<\/p>\n<p>The idea, reportedly under review by the Federal Housing Finance Agency, would allow federally backed lenders, such as Fannie Mae and Freddie Mac, to offer 50-year fixed-rate mortgages, extending beyond the traditional 30-year loan term.<\/p>\n<p>Supporters argue that longer-term loans could help first-time buyers afford homes amid record-high prices. But fiscal conservatives argue the move would saddle Americans with massive long-term interest payments and delay full home ownership for decades.<\/p>\n<p>Online, several prominent right-wing commentators labeled the plan &ldquo;a gift to the banks.&rdquo;<\/p>\n<p>The satirical outlet <em>The Babylon Bee<\/em> even joked that financial guru Dave Ramsey was &ldquo;in critical condition after learning of 50-year mortgages.&rdquo;<\/p>\n<blockquote class=\"twitter-tweet\">\n<p lang=\"en\" dir=\"ltr\">Dave Ramsey In Critical Condition After Learning Of 50-Year Mortgage <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/t.co\/CH77RUn7dV\">https:\/\/t.co\/CH77RUn7dV<\/a> <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/t.co\/EXlcPyvcCk\">pic.twitter.com\/EXlcPyvcCk<\/a><\/p>\n<p>&mdash; The Babylon Bee (@TheBabylonBee) <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/twitter.com\/TheBabylonBee\/status\/1987991230119019004?ref_src=twsrc%5Etfw\">November 10, 2025<\/a><\/p><\/blockquote>\n<p> <script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>    <\/p>\n<p>The uproar comes as housing affordability reaches crisis levels. The National Association of Realtors reported that the average age of first-time homebuyers has climbed to 40, the highest ever recorded, while their share of total home purchases has dropped to just 21%, down from 40% two decades ago.<\/p>\n<p>TikTok real estate influencer Freddie Smith went viral in illustrating why millennials are struggling to become first-time homeowners.<\/p>\n<blockquote class=\"tiktok-embed\" cite=\"https:\/\/www.tiktok.com\/@fmsmith319\/video\/7258305113620516138\" data-video-id=\"7258305113620516138\" style=\"max-width: 605px;min-width: 325px;\">\n<section> <a target=\"_blank\" title=\"@fmsmith319\" href=\"https:\/\/www.tiktok.com\/@fmsmith319?refer=embed\">@fmsmith319<\/a> <\/p>\n<p>Housing cost from 1995 vs 2019 vs 2023<\/p>\n<p> <a target=\"_blank\" title=\"&#9836; original sound - Freddie Smith\" href=\"https:\/\/www.tiktok.com\/music\/original-sound-7258305103625603882?refer=embed\">&#9836; original sound &ndash; Freddie Smith<\/a> <\/section>\n<\/blockquote>\n<p> <script async src=\"https:\/\/www.tiktok.com\/embed.js\"><\/script>    <\/p>\n<p>&ldquo;In 1995, the average house was $130,000,&rdquo; Smith said. &ldquo;By 2023, it jumped to $419,000.&rdquo;<\/p>\n<p>Smith noted that while average incomes have barely increased, housing prices have surged, especially during the pandemic, leaving millennials struggling to buy their first homes.<\/p>\n<p><a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/www.washingtonexaminer.com\/news\/3880357\/trump-administration-working-on-50-year-mortgage\/\"><strong>TRUMP ADMINISTRATION &lsquo;WORKING ON&rsquo; 50-YEAR MORTGAGE TO BOOST HOUSING AFFORDABILITY<\/strong><\/a><\/p>\n<p>He pointed out that in 2019, housing costs accounted for just 21% of the average American&rsquo;s income, but by 2023, that figure had soared to 49%.<\/p>\n<p>Trump, however, shifted the focus to his predecessor, accusing the Biden administration of leaving sky-high interest rates that are now choking first-time buyers.<\/p>\n<\/div>\n<\/div>\n<div class=\"tdb-block-inner td-fix-index\"><\/div>\n<div class=\"tdb-block-inner td-fix-index\"><\/div>\n<p><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Trump dismisses worries over 50-year mortgages: &#8216;Not a big deal<\/p>\n","protected":false},"author":2678,"featured_media":2509430,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","fifu_image_url":"https:\/\/www.washingtonexaminer.com\/wp-content\/uploads\/2025\/11\/housing-trump-image-collage-rdvlwua1u-1762901156317-e1762903086943.jpg?1762885080&amp;w=696","fifu_image_alt":"","footnotes":""},"categories":[33651],"tags":[10680,4344,9182,51379,3634],"class_list":["post-2509429","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-the-western-journal","tag-finance","tag-housing","tag-mortgages","tag-real-estate-2","tag-trump"],"fifu_image_url":"https:\/\/www.washingtonexaminer.com\/wp-content\/uploads\/2025\/11\/housing-trump-image-collage-rdvlwua1u-1762901156317-e1762903086943.jpg?1762885080&amp;w=696","_links":{"self":[{"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/posts\/2509429","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/users\/2678"}],"replies":[{"embeddable":true,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/comments?post=2509429"}],"version-history":[{"count":3,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/posts\/2509429\/revisions"}],"predecessor-version":[{"id":2509433,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/posts\/2509429\/revisions\/2509433"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/media\/2509430"}],"wp:attachment":[{"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/media?parent=2509429"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/categories?post=2509429"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/tags?post=2509429"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}