{"id":2509352,"date":"2025-11-11T17:12:01","date_gmt":"2025-11-11T22:12:01","guid":{"rendered":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/americans-report-strain-from-increasing-household-debt\/"},"modified":"2025-11-11T17:13:23","modified_gmt":"2025-11-11T22:13:23","slug":"americans-report-strain-from-increasing-household-debt","status":"publish","type":"post","link":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/americans-report-strain-from-increasing-household-debt\/","title":{"rendered":"Americans report strain from increasing household debt"},"content":{"rendered":"<aside class=\"mashsb-container mashsb-main mashsb-stretched\"><div class=\"mashsb-box\"><div class=\"mashsb-count mash-medium\" style=\"&quot;\"><div class=\"counts mashsbcount\">14<\/div><span class=\"mashsb-sharetext\">SHARES<\/span><\/div><div class=\"mashsb-buttons\"><a class=\"mashicon-facebook mash-medium mash-nomargin mashsb-noshadow\" href=\"https:\/\/www.facebook.com\/sharer.php?u=https%3A%2F%2Fwww.conservativenewsdaily.net%2Fbreaking-news%2Famericans-report-strain-from-increasing-household-debt%2F\" target=\"_top\" rel=\"nofollow\"><span class=\"icon\"><\/span><span class=\"text\">Facebook<\/span><\/a><a class=\"mashicon-twitter mash-medium mash-nomargin mashsb-noshadow\" href=\"https:\/\/twitter.com\/intent\/tweet?text=&amp;url=https:\/\/www.conservativenewsdaily.net\/breaking-news\/?p=2509352&amp;via=ConservNewsDly\" target=\"_top\" rel=\"nofollow\"><span class=\"icon\"><\/span><span class=\"text\">Twitter<\/span><\/a><a class=\"mashicon-subscribe mash-medium mash-nomargin mashsb-noshadow\" href=\"#\" target=\"_top\" rel=\"nofollow\"><span class=\"icon\"><\/span><span class=\"text\">Subscribe<\/span><\/a><div class=\"onoffswitch2 mash-medium mashsb-noshadow\" style=\"display:none\"><\/div><\/div>\n            <\/div>\n                <div style=\"clear:both\"><\/div><\/aside>\n            <!-- Share buttons by mashshare.net - Version: 4.0.47--><p>A recent WalletHub survey reveals that over half of U.S.households are struggling with debt. Total household debt reached $18.59 trillion in the third quarter of 2025, slightly below the 2008 record high. Manny Americans expect their debt levels to increase, with 56% reporting financial difficulties and 46% fearing they will carry debt until death. The average household carries substantial debts including mortgages ($108,425), auto loans ($13,727), student loans ($13,711), and <a href=\"https:\/\/www.conservativenewsdaily.net\/breaking-news\/nasa-worker-sentenced-to-18-months-in-prison-after-lying-to-govt-for-pandemic-benefits\/\" title=\"NASA worker sentenced to 18 months in prison after lying to govt. for pandemic benefits\">credit card debt<\/a> ($10,227). Credit card debt is the greatest source of financial stress for 46% of respondents, followed by mortgages (23%) and student loans (13%). High inflation and <a href=\"https:\/\/www.conservativenewsdaily.net\/breaking-news\/protests-as-sri-lanka-runs-out-of-fuel-food-medicine\/\" title=\"Protests as Sri Lanka Runs out of Fuel, Food, Medicine\">rising living costs<\/a> are <a href=\"https:\/\/www.conservativenewsdaily.net\/breaking-news\/falling-stocks-climbing-mortgage-rates-how-5-treasury-yields-could-roil-markets\/\" title=\"5% Treasury yields may disrupt markets with falling stocks and rising mortgage rates.\">key factors driving<\/a> these debt burdens. Experts emphasize the emotional and physical toll of debt, urging consumers to closely monitor and manage their finances.  <\/p>\n<p class=\"readmore\">\n    <button onclick=\"showReadMore()\" id=\"readmorebtn\">Read more&#8230;<\/button>\n<\/p>\n<hr id=\"line\">\n<span id=\"more\"><\/p>\n<p><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><\/p>\n<div class=\"tdb-block-inner td-fix-index\"><span class=\"tdb-mobile-menu-button\"><i class=\"tdb-mobile-menu-icon td-icon-mobile\"><\/i><\/span><\/div>\n<div class=\"tdb-block-inner td-fix-index\"><span class=\"tdb-header-search-button-mob dropdown-toggle\" data-toggle=\"dropdown\"><i class=\"tdb-mobile-search-icon td-icon-search\"><\/i><\/span><\/div>\n<div class=\"tdb-block-inner td-fix-index\"><\/div>\n<div class=\"tdb-block-inner td-fix-index\"><span class=\"tdb-mobile-menu-button\"><i class=\"tdb-mobile-menu-icon td-icon-mobile\"><\/i><\/span><\/div>\n<div class=\"tdb-block-inner td-fix-index\">\n<div class=\"tdb-drop-down-search\" aria-labelledby=\"td-header-search-button\">\n<div class=\"tdb-drop-down-search-inner\">\n<form method=\"get\" class=\"tdb-search-form\" action=\"https:\/\/www.washingtonexaminer.com\/\"><\/form>\n<div class=\"tdb-aj-search\"><\/div>\n<\/div>\n<\/div>\n<p><a href=\"http:\/\/www.washingtonexaminer.com\/#\" role=\"button\" aria-label=\"Search\" class=\"tdb-head-search-btn dropdown-toggle\" data-toggle=\"dropdown\"><i class=\"tdb-search-icon td-icon-search\"><\/i><\/a><\/div>\n<div class=\"tdb-block-inner td-fix-index\"><\/div>\n<div class=\"tdb-block-inner td-fix-index\">\n<h1 class=\"tdb-title-text\">Americans report strain from increasing household debt<\/h1>\n<div><\/div>\n<div class=\"tdb-title-line\"><\/div>\n<\/div>\n<div class=\"tdb-block-inner td-fix-index\"><\/div>\n<div class=\"tdb-block-inner td-fix-index\">\n<div id=\"Brid_2398779\" class=\"tpd-featured-video bridtv\"><\/div>\n<p>(The Center Square) &mdash;&nbsp;More than half of U.S. households say they&rsquo;re struggling with <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/www.washingtonexaminer.com\/tag\/debt\/\">debt<\/a>, according to a new WalletHub <a target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/www.washingtonexaminer.com\/tag\/polls\/\">survey<\/a>.<\/p>\n<p>Total household debt increased to $18.59 trillion in the third quarter of 2025, which is $990 billion below the all-time 2008 high of $19.57 trillion.<\/p>\n<div class=\"recommended-stories\">\n<h2>Recommended Stories<\/h2>\n<ul>\n<li><a href=\"https:\/\/www.washingtonexaminer.com\/news\/3883390\/cruz-cornyn-file-bill-to-make-federal-benefit-fraud-a-deportable-offense\/\">Cruz, Cornyn file bill to <a href=\"https:\/\/amzn.to\/3YuVZYV\" >make federal benefit fraud<\/a> a deportable offense<\/a><\/li>\n<li><a href=\"https:\/\/www.washingtonexaminer.com\/news\/3883360\/newsom-leads-vance-2028-presidential-matchup-poll\/\">Newsom leads Vance in potential 2028 presidential matchup: Poll<\/a><\/li>\n<li><a href=\"https:\/\/www.washingtonexaminer.com\/news\/white-house\/3882960\/trump-sports-president-surprise-pat-mcafee-show-appearance\/\">Trump burnishes credentials as the sports president with surprise Pat McAfee appearance<\/a><\/li>\n<\/ul>\n<\/div>\n<div class=\"article-paywall\">\n<p>Still, debt is steadily rising for many, with more than two in five people expecting their household debt to increase in the next 12 months.<\/p>\n<p>Chip Lupo, a writer and analyst for WalletHub, told <em>The Center Square<\/em> in an exclusive interview that the survey&rsquo;s findings are very concerning.<\/p>\n<p>&ldquo;What stood out most to me about this survey is just how deeply Americans feel the weight of debt; not just financially, but emotionally and physically,&rdquo; Lupo said. &ldquo;More than half of households report struggling with debt; 36% feel &lsquo;owned&rsquo; by <a href=\"https:\/\/www.conservativenewsdaily.net\/breaking-news\/credit-card-companies-make-big-announcements-about-pornhub-following-horrifying-claims\/\" title=\"Credit Card Companies Make Big Announcements About Pornhub Following Horrifying Claims\">credit card companies<\/a>; and 38% say it affects their health. This combination of financial strain and personal stress is striking.&rdquo;<\/p>\n<p>The recently-released survey was done in conjunction with WalletHub&rsquo;s Household Debt Report, which examined the latest economic data from the third quarter. Notably, the report found that the average American household had:<\/p>\n<p>&bull; $108,425 in mortgage debt<\/p>\n<p>&bull;&nbsp;$3,500 in home equity lines of credit debt<\/p>\n<p>&bull;&nbsp;$13,727 in auto loan debt<\/p>\n<p>&bull;&nbsp;$13,711 in student loan debt<\/p>\n<p>&bull;&nbsp;$10,227 in credit card debt<\/p>\n<p>&bull;&nbsp;$4,562 in other debt, which included personal loans and other financing<\/p>\n<p>The survey sought to put these findings from the report in context. Across the nation, it was found that American families are drowning in debt.<\/p>\n<p>In total, 56% said their household is struggling with debt. Many don&rsquo;t see an end in sight, with 46% anticipating they will still have debt when they die.<\/p>\n<p>Credit card debt is causing the most strain for families, the survey found. In total, 46% of American households reported struggling with credit card debt the most, followed by mortgages at 23% and student loans at 13%.<\/p>\n<p>Many pointed to high inflation and an ever-increasing cost of living as playing a role in their increasing debt.<\/p>\n<p>&ldquo;High inflation is seen as the primary driver of rising debt, and nearly half of Americans expect to carry debt to the grave,&rdquo; Lupo said. &ldquo;These figures highlight how critical it is for consumers to track their net worth and actively manage debt, especially credit card balances, as the survey shows that this is the most common source of financial stress.&rdquo;<\/p>\n<\/div>\n<\/div>\n<div class=\"tdb-block-inner td-fix-index\"><\/div>\n<div class=\"tdb-block-inner td-fix-index\"><\/div>\n<p><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Over half of U.S. households struggle with rising debt, says WalletHub<\/p>\n","protected":false},"author":2869,"featured_media":2509353,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","fifu_image_url":"https:\/\/www.washingtonexaminer.com\/wp-content\/uploads\/2024\/01\/AP23258417401605-1-scaled.jpg?w=696","fifu_image_alt":"","footnotes":""},"categories":[33651],"tags":[66892,66893,38019,66891,33897],"class_list":["post-2509352","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-the-western-journal","tag-american-economy","tag-debt-trends","tag-financial-strain","tag-household-debt","tag-personal-finance"],"fifu_image_url":"https:\/\/www.washingtonexaminer.com\/wp-content\/uploads\/2024\/01\/AP23258417401605-1-scaled.jpg?w=696","_links":{"self":[{"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/posts\/2509352","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/users\/2869"}],"replies":[{"embeddable":true,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/comments?post=2509352"}],"version-history":[{"count":3,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/posts\/2509352\/revisions"}],"predecessor-version":[{"id":2509356,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/posts\/2509352\/revisions\/2509356"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/media\/2509353"}],"wp:attachment":[{"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/media?parent=2509352"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/categories?post=2509352"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/tags?post=2509352"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}