{"id":2414296,"date":"2025-03-21T19:02:01","date_gmt":"2025-03-21T23:02:01","guid":{"rendered":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/dave-ramsey-responds-with-disgust-as-debt-culture-comes-for-takeout-food-industry\/"},"modified":"2025-03-21T19:02:01","modified_gmt":"2025-03-21T23:02:01","slug":"dave-ramsey-responds-with-disgust-as-debt-culture-comes-for-takeout-food-industry","status":"publish","type":"post","link":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/dave-ramsey-responds-with-disgust-as-debt-culture-comes-for-takeout-food-industry\/","title":{"rendered":"Dave Ramsey Responds with Disgust as Debt Culture Comes for Takeout Food Industry"},"content":{"rendered":"<aside class=\"mashsb-container mashsb-main mashsb-stretched\"><div class=\"mashsb-box\"><div class=\"mashsb-count mash-medium\" style=\"&quot;\"><div class=\"counts mashsbcount\">26<\/div><span class=\"mashsb-sharetext\">SHARES<\/span><\/div><div class=\"mashsb-buttons\"><a class=\"mashicon-facebook mash-medium mash-nomargin mashsb-noshadow\" href=\"https:\/\/www.facebook.com\/sharer.php?u=https%3A%2F%2Fwww.conservativenewsdaily.net%2Fbreaking-news%2Fdave-ramsey-responds-with-disgust-as-debt-culture-comes-for-takeout-food-industry%2F\" target=\"_top\" rel=\"nofollow\"><span class=\"icon\"><\/span><span class=\"text\">Facebook<\/span><\/a><a class=\"mashicon-twitter mash-medium mash-nomargin mashsb-noshadow\" href=\"https:\/\/twitter.com\/intent\/tweet?text=&amp;url=https:\/\/www.conservativenewsdaily.net\/breaking-news\/?p=2414296&amp;via=ConservNewsDly\" target=\"_top\" rel=\"nofollow\"><span class=\"icon\"><\/span><span class=\"text\">Twitter<\/span><\/a><a class=\"mashicon-subscribe mash-medium mash-nomargin mashsb-noshadow\" href=\"#\" target=\"_top\" rel=\"nofollow\"><span class=\"icon\"><\/span><span class=\"text\">Subscribe<\/span><\/a><div class=\"onoffswitch2 mash-medium mashsb-noshadow\" style=\"display:none\"><\/div><\/div>\n            <\/div>\n                <div style=\"clear:both\"><\/div><\/aside>\n            <!-- Share buttons by mashshare.net - Version: 4.0.47--><p class=\"readmore\">\n    <button onclick=\"showReadMore()\" id=\"readmorebtn\">Read more&#8230;<\/button>\n<\/p>\n<hr id=\"line\">\n<span id=\"more\"><\/p>\n<p><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><\/p>\n<section> \t\t\t\t<script>console.log(\"ad slot (AC1)\")<\/script><script>console.log(\"ad slot (IC1)\")<\/script><script>console.log(\"ad slot (IC2)\")<\/script><script>console.log(\"ad slot (IC3)\")<\/script><script>console.log(\"ad slot (IC4)\")<\/script><\/p>\n<p>Personal finance guru and radio personality Dave Ramsey reacted strongly against a new program from Klarna and DoorDash to let customers order takeout with buy-now-pay-later plans.<\/p>\n<p>The new partnership announced Thursday they will allow customers of DoorDash, a food ordering mobile app, and Klarna, a payments and commerce network, to pay for their meal deliveries with &ldquo;four equal interest-free installments,&rdquo; according to a <a href=\"https:\/\/about.doordash.com\/en-us\/news\/doordash-partners-with-klarna\" target=\"_blank\" rel=\"noopener\">statement<\/a>&nbsp;on the DoorDash website.<\/p>\n<p>Customers can opt to pay in full using Klarna or &ldquo;defer payments to a more convenient time, such as a date that aligns with their paycheck schedules.&rdquo;<\/p>\n<p>The partnership went viral on social media after the announcement, with many users asserting that consumers should pause on using DoorDash, which delivers food from local restaurants, along with delivery fees and other charges, if they cannot afford to pay for their meal in full.<\/p>\n<p><a href=\"https:\/\/www.westernjournal.com\/can-leave-cant-cancel-financial-expert-says-voting-may-shake-election\/\" target=\"_blank\" rel=\"noopener\">Ramsey<\/a>, who has a reputation of being a debt hawk, especially for those struggling to exercise financial self-control, d a GIF on social media platform X of himself putting his head in his hands.<\/p>\n<p> <script type=\"text\/javascript\"> \t\t\tif ( getCookie( \"ff_subbed\" ) ) { \t\t\t\tdocument.getElementById(\"stnvideo\").remove() \t\t\t} else { \t\t\t\tdocument.addEventListener(\"DOMContentLoaded\", function() { \t\t\t\t\tfunction loadScript(src) { \t\t\t\t\t\tconst script=document.createElement(\"script\"); \t\t\t\t\t\tscript.src=src; \t\t\t\t\t\tscript.async=true; \t\t\t\t\t\tdocument.body.appendChild(script); \t\t\t\t\t} \t\t\t\t\tfunction findPreviousParagraph(selector, x) { \t\t\t\t\t\tconst targetElement=document.querySelector(selector); \t\t\t\t\t\tif (!targetElement) { \t\t\t\t\t\t\tconsole.warn(\"Target element not found.\"); \t\t\t\t\t\t\treturn null; \t\t\t\t\t\t}  \t\t\t\t\t\t\/\/ Get all <\/p>\n<p> elements in order as they appear in the document \t\t\t\t\t\tlet paragraphs=Array.from(document.querySelectorAll(\"p\"));  \t\t\t\t\t\t\/\/ Find the index of the last <\/p>\n<p> before the target element \t\t\t\t\t\tlet targetIndex=paragraphs.findIndex(p=> p.compareDocumentPosition(targetElement) & Node.DOCUMENT_POSITION_PRECEDING);  \t\t\t\t\t\tif (targetIndex===-1 || targetIndex <x) { \t\t\t\t\t\t\tconsole.warn(\"Not enough paragraphs before the target element.\"); \t\t\t\t\t\t\treturn null; \t\t\t\t\t\t}  \t\t\t\t\t\treturn paragraphs[targetIndex - x]; \t\t\t\t\t}  \t\t\t\t\t\/\/ Set up IntersectionObserver \t\t\t\t\tfunction observeElement(element) { \t\t\t\t\t\tif (!element) return;  \t\t\t\t\t\tconst observer=new IntersectionObserver( \t\t\t\t\t\t\t(entries)=> { \t\t\t\t\t\t\t\tentries.forEach(entry=> { \t\t\t\t\t\t\t\t\tif (entry.isIntersecting) { \t\t\t\t\t\t\t\t\t\tconsole.log(\"Paragraph is now visible:\", entry.target.textContent.trim()); \t\t\t\t\t\t\t\t\t\tloadScript(\"https:\/\/embed.sendtonews.com\/player3\/embedcode.js?fk=s28Az7AY\"); \t\t\t\t\t\t\t\t\t\tobserver.disconnect(); \t\t\t\t\t\t\t\t\t} \t\t\t\t\t\t\t\t}); \t\t\t\t\t\t\t}, \t\t\t\t\t\t\t{ threshold: 0.5 } \/\/ Adjust threshold as needed \t\t\t\t\t\t);  \t\t\t\t\t\tobserver.observe(element); \t\t\t\t\t}  \t\t\t\t\t\/\/ Find the 1st paragraph before #stnvideo and observe it \t\t\t\t\tlet paragraphToObserve=findPreviousParagraph(\"#stnvideo\", 2); \t\t\t\t\tobserveElement(paragraphToObserve); \t\t\t\t}); \t\t\t} \t\t<\/script> <\/p>\n<blockquote class=\"twitter-tweet\">\n<p dir=\"ltr\" lang=\"zxx\"><a href=\"https:\/\/t.co\/7smAplnwDF\">https:\/\/t.co\/7smAplnwDF<\/a> <a href=\"https:\/\/t.co\/NyQLfywgCg\">pic.twitter.com\/NyQLfywgCg<\/a><\/p>\n<p>&mdash; Dave Ramsey (@DaveRamsey) <a href=\"https:\/\/twitter.com\/DaveRamsey\/status\/1903065108407824610?\">March 21, 2025<\/a><\/p>\n<\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><br \/> Other social media users agreed with his reaction.<\/p>\n<p>&ldquo;Hey dave i have $59,000 in burrito debt, but my selfish wife doesn&rsquo;t want to work and help out our family (she has stage 4 cancer). how can i get debt-free in the next month (i want to gamble on March Madness)?&rdquo; one user <a href=\"https:\/\/x.com\/KasperStats\/status\/1903110233515327535\" target=\"_blank\" rel=\"noopener\">posted<\/a> in a jab at the <a href=\"https:\/\/www.westernjournal.com\/dave-ramsey-takes-insane-call-couple-nearly-1m-debt-getting-ready-destroy-life\/\" target=\"_blank\" rel=\"noopener\">callers<\/a> who contact his radio talk show for wisdom.<\/p>\n<p>&ldquo;So are you saying it&rsquo;s not a good idea to finance a pizza from Little Caesar&rsquo;s?&rdquo; another user <a href=\"https:\/\/x.com\/NotTheCityInTX\/status\/1903102778056081483\" target=\"_blank\" rel=\"noopener\">quipped<\/a>.<\/p>\n<p>&ldquo;People could just learn to cook &hellip;&rdquo; a third helpfully <a href=\"https:\/\/x.com\/Hammerjack90\/status\/1903072622650274150\" target=\"_blank\" rel=\"noopener\">offered<\/a>.<\/p>\n<p>Despite the public backlash against the arrangement, leaders at both DoorDash and Klarna expressed their excitement for the plan in the announcement.<\/p>\n<p>&ldquo;Our partnership with DoorDash marks an important milestone in Klarna&rsquo;s expansion into everyday spending categories,&rdquo; Klarna Chief Commercial Officer David Sykes said.<\/p>\n<p>&ldquo;By offering smarter, more flexible payment solutions for groceries, takeout, and retail essentials, we&rsquo;re making convenience even more accessible for millions of Americans,&rdquo; he added.<\/p>\n<p>DoorDash Head of Money Products Anand Subbarayan added that &ldquo;as we expand DoorDash&rsquo;s offerings &mdash; from groceries and beauty to electronics and gifts &mdash; flexible payment options are essential to meeting our customers&rsquo; needs.&rdquo;<\/p>\n<p>&ldquo;We&rsquo;re excited to partner with Klarna to enhance the convenience we offer, including flexible payment options for our DashPass Annual Plan, the most affordable way to order on DoorDash with added streaming and ride benefits at no extra cost,&rdquo; he continued.<\/p>\n<p>The new program comes amid elevated <a href=\"https:\/\/www.westernjournal.com\/gambling-addict-calls-dave-ramsey-help-100k-debt-ramsey-sets-straight-cold-hard-truth\/\" target=\"_blank\" rel=\"noopener\">debt<\/a> levels in the United States.<\/p>\n<p>Average total consumer household debt as of 2024 was more than $105,000, according to data from Experian <a href=\"https:\/\/www.fool.com\/money\/research\/average-household-debt\/#:~:text=According%20to%20Experian%2C%20average%20total,total%20consumer%20debt%20was%20%2492%2C727.\" target=\"_blank\" rel=\"noopener\">cited<\/a> by Motley Fool Money.<\/p>\n<p>That marked a 13 percent increase from 2020, when the typical household carried almost $93,000 in consumer debt.<\/p>\n<div style=\"position: relative;\">\n<div class=\"ff-fancy-header-container\"> \t\t\t \t<\/div>\n<div class=\"entry-submit-correction inner-content\">\n<div class=\"correction-form\">\n<form style=\"display: none;\">\n<div class=\"sc-name-field\"> \t\t\t\t\t\t<label>* Name<\/label> \t\t\t\t\t\t<br \/> \t\t\t\t\t\t<input type=\"text\" name=\"name\" required> \t\t\t\t\t<\/div>\n<div class=\"sc--field\"> \t\t\t\t\t\t<label>* <\/label> \t\t\t\t\t\t<br \/> \t\t\t\t\t\t<input type=\"text\" name=\"\" required> \t\t\t\t\t<\/div>\n<p> \t\t\t\t\t<label>* Message<\/label> \t\t\t\t\t<br \/> \t\t\t\t\t<textarea name=\"message\" required><\/textarea> \t\t\t\t\t \t\t\t\t\t<\/p>\n<div class=\"required-message\" style=\"display: none; padding-bottom: 15px;\">* All fields are required.<\/div>\n<p> \t\t\t\t\t<input type=\"submit\" value=\"Submit\" onclick=\"event.preventDefault(); firefly_sc();\"> \t\t\t\t\t \t\t\t\t\t<\/p>\n<div class=\"firefly-sc-confirm\" style=\"display: none;\">Success!<\/div>\n<\/p><\/form>\n<\/p><\/div>\n<\/p><\/div>\n<p> \t\t<script> \t\t\tfunction firefly_sc() { \t\t\t\tif( typeof window.captchaPublicKey==typeof undefined ){ \t\t\t\t\tconsole.error('window.captchaPublicKey is not defined'); \t\t\t\t} \t\t\t\tgrecaptcha.execute( window.captchaPublicKey, { action: 'submit_correction' } ).then( function( token ) { \t\t\t\t\tvar opts={ \t\t\t\t\t\taction:    'firefly_sc_submit', \t\t\t\t\t\tname:      document.querySelector( '.entry-submit-correction [name=\"name\"]' ).value, \t\t\t\t\t\t:     document.querySelector( '.entry-submit-correction [name=\"\"]' ).value, \t\t\t\t\t\tmessage:   document.querySelector( '.entry-submit-correction [name=\"message\"]' ).value, \t\t\t\t\t\tpost_id:   firefly_post_id, \t\t\t\t\t\tcap_token: token \t\t\t\t\t}  \t\t\t\t\tvar inputs=[ 'name', '', 'message' ]; 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The new partnership announced Thursday they will allow customers of DoorDash, a food ordering mobile app, and Klarna, a payments and commerce network, to pay for their meal deliveries<\/p>\n","protected":false},"author":1,"featured_media":2414297,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","fifu_image_url":"https:\/\/www.westernjournal.com\/wp-content\/uploads\/2025\/03\/Dave-Ramsey-Reacts.jpg","fifu_image_alt":"","footnotes":""},"categories":[33651],"tags":[],"class_list":["post-2414296","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-the-western-journal"],"fifu_image_url":"https:\/\/www.westernjournal.com\/wp-content\/uploads\/2025\/03\/Dave-Ramsey-Reacts.jpg","_links":{"self":[{"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/posts\/2414296","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/comments?post=2414296"}],"version-history":[{"count":0,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/posts\/2414296\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/media\/2414297"}],"wp:attachment":[{"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/media?parent=2414296"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/categories?post=2414296"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/tags?post=2414296"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}