{"id":2329796,"date":"2024-08-23T06:34:02","date_gmt":"2024-08-23T10:34:02","guid":{"rendered":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/risky-business-personal-insurance-could-be-a-sleeper-issue-in-the-election-washington-examiner\/"},"modified":"2024-08-23T06:40:37","modified_gmt":"2024-08-23T10:40:37","slug":"risky-business-personal-insurance-could-be-a-sleeper-issue-in-the-election-washington-examiner","status":"publish","type":"post","link":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/risky-business-personal-insurance-could-be-a-sleeper-issue-in-the-election-washington-examiner\/","title":{"rendered":"Risky business: Personal insurance could be a sleeper issue in the election &#8211; Washington Examiner"},"content":{"rendered":"<aside class=\"mashsb-container mashsb-main mashsb-stretched\"><div class=\"mashsb-box\"><div class=\"mashsb-count mash-medium\" style=\"float:left\"><div class=\"counts mashsbcount\">30<\/div><span class=\"mashsb-sharetext\">SHARES<\/span><\/div><div class=\"mashsb-buttons\"><a class=\"mashicon-facebook mash-medium mash-nomargin mashsb-noshadow\" href=\"https:\/\/www.facebook.com\/sharer.php?u=https%3A%2F%2Fwww.conservativenewsdaily.net%2Fbreaking-news%2Frisky-business-personal-insurance-could-be-a-sleeper-issue-in-the-election-washington-examiner%2F\" target=\"_top\" rel=\"nofollow\"><span class=\"icon\"><\/span><span class=\"text\">Facebook<\/span><\/a><a class=\"mashicon-twitter mash-medium mash-nomargin mashsb-noshadow\" href=\"https:\/\/twitter.com\/intent\/tweet?text=&amp;url=https:\/\/www.conservativenewsdaily.net\/breaking-news\/?p=2329796&amp;via=ConservNewsDly\" target=\"_top\" rel=\"nofollow\"><span class=\"icon\"><\/span><span class=\"text\">Twitter<\/span><\/a><a class=\"mashicon-subscribe mash-medium mash-nomargin mashsb-noshadow\" href=\"#\" target=\"_top\" rel=\"nofollow\"><span class=\"icon\"><\/span><span class=\"text\">Subscribe<\/span><\/a><div class=\"onoffswitch2 mash-medium mashsb-noshadow\" style=\"display:none\"><\/div><\/div>\n            <\/div>\n                <div style=\"clear:both\"><\/div><\/aside>\n            <!-- Share buttons by mashshare.net - Version: 4.0.47--><p>The article titled &#8220;Risky Business: Personal Insurance Could Be a Sleeper Issue in the Election&#8221; explores the potential\u200d impact of personal\u2064 insurance concerns on the upcoming election, particularly as \u200cVice \u200bPresident Kamala Harris campaigns. It highlights voters&#8217; concerns about the <a href=\"https:\/\/www.conservativenewsdaily.net\/breaking-news\/corrupt-media-pollsters-are-using-dishonest-tactics-to-drag-america-into-war\/\" title=\"Corrupt Media Pollsters Are Using Dishonest Tactics To Drag America Into War\">current economic climate<\/a>, especially regarding affordability, as the Biden-Harris administration has \u2063faced criticism despite some achievements that kept the U.S. from recession. <\/p>\n<p>It suggests that personal insurance, especially in California\u2014Harris&#8217;s home state\u2014could become a \u200csignificant \u200dissue due to <a href=\"https:\/\/www.conservativenewsdaily.net\/breaking-news\/irvine-banker-sentenced-to-over-5-years-for-5-million-mortgage-scam\/\" title=\"Irvine banker gets 5+ years for M mortgage scam.\">stringent regulatory measures<\/a> that\u2062 have\u2062 made it difficult for insurers to operate profitably. This has led to a withdrawal of major insurance companies from the state, resulting in a shortage of available insurance options for residents. The article points to\u200c a <a href=\"https:\/\/www.conservativenewsdaily.net\/breaking-news\/faced-with-the-horrific-results-of-their-ideas-leftists-are-backpedaling-with-all-their-might\/\" title=\"Faced With The Horrific Results Of Their Ideas, Leftists Are Backpedaling With All Their Might\">broader national trend<\/a> of \u2063rising insurance premiums amidst inflationary pressures, which could resonate with voters.<\/p>\n<p>Furthermore, it \u2064notes that while political challenges persist \u200bfor both Democrats and Republicans regarding \u2064economic management, Republicans may leverage issues surrounding \u2064personal insurance to \u200ctheir advantage. The piece concludes \u2064that the increasing\u200d cost of insurance and the regulatory landscape will likely influence voter sentiment leading up to the election, potentially affecting outcomes in critical swing states.  <\/p>\n<p class=\"readmore\">\n    <button onclick=\"showReadMore()\" id=\"readmorebtn\">Read more&#8230;<\/button>\n<\/p>\n<hr id=\"line\">\n<span id=\"more\"><\/p>\n<p><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><?xml encoding=\"utf-8\" ?><\/p>\n<div class=\"tdb-block-inner td-fix-index\"><span class=\"tdb-mobile-menu-button\"><i class=\"tdb-mobile-menu-icon td-icon-mobile\"><\/i><\/span><\/div>\n<div class=\"tdb-block-inner td-fix-index\"><span class=\"tdb-header-search-button-mob dropdown-toggle\" data-toggle=\"dropdown\"><i class=\"tdb-mobile-search-icon td-icon-search\"><\/i><\/span><\/div>\n<div class=\"tdb-block-inner td-fix-index\"><\/div>\n<div class=\"tdb-block-inner td-fix-index\"><span class=\"tdb-mobile-menu-button\"><i class=\"tdb-mobile-menu-icon td-icon-mobile\"><\/i><\/span><\/div>\n<div class=\"tdb-block-inner td-fix-index\">\n<div class=\"tdb-drop-down-search\" aria-labelledby=\"td-header-search-button\">\n<div class=\"tdb-drop-down-search-inner\">\n<form method=\"get\" class=\"tdb-search-form\" action=\"https:\/\/www.washingtonexaminer.com\/\"><\/form>\n<div class=\"tdb-aj-search\"><\/div>\n<\/div>\n<\/div>\n<p><a href=\"http:\/\/www.washingtonexaminer.com\/#\" role=\"button\" aria-label=\"Search\" class=\"tdb-head-search-btn dropdown-toggle\" data-toggle=\"dropdown\"><i class=\"tdb-search-icon td-icon-search\"><\/i><\/a><\/div>\n<div class=\"tdb-block-inner td-fix-index\"><\/div>\n<div class=\"tdb-block-inner td-fix-index\">\n<div class=\"tdb-sacff-txt\">Magazine &#8211; Feature <\/div>\n<\/div>\n<div class=\"tdb-block-inner td-fix-index\">\n<h1 class=\"tdb-title-text\">Risky business: Personal insurance could be a sleeper issue in the election<\/h1>\n<div><\/div>\n<div class=\"tdb-title-line\"><\/div>\n<\/div>\n<div class=\"tdb-block-inner td-fix-index\"><\/div>\n<div class=\"tdb-block-inner td-fix-index\"><\/div>\n<div class=\"tdb-block-inner td-fix-index\">\n<div id=\"Brid_1736369\" class=\"tpd-featured-video bridtv\"><\/div>\n<\/p>\n<div class=\"article-paywall\">\n<p>As the Democrats made their pitch for Vice President <a href=\"https:\/\/www.washingtonexaminer.com\/tag\/kamala-harris\/\" target=\"_blank\" rel=\"noopener\" title>Kamala Harris<\/a> at the <a href=\"https:\/\/www.washingtonexaminer.com\/tag\/dnc\" target=\"_blank\" rel=\"noopener\" title=\"national convention\">national convention<\/a> in Chicago in August, one question weighing on many voters could be stated: &ldquo;Can we afford four more years of this?&rdquo;<\/p>\n<p>The <a href=\"https:\/\/www.washingtonexaminer.com\/tag\/biden-administration\/\" target=\"_blank\" rel=\"noopener\" title>Biden-Harris administration<\/a> hasn&rsquo;t been all bad economic news. On the upside, the United States dodged a recession that hit much of Europe from late 2023 to early 2024.<\/p>\n<figure class=\"wp-block-image size-full\"><figcaption class=\"wp-element-caption\">The Park Fire, one of the largest in California history, burns through the night near Chico, California, July 30, 2024. (David McNew\/Getty)<\/figcaption><\/figure>\n<p>At the same time as the nation was dodging a <a href=\"https:\/\/www.washingtonexaminer.com\/tag\/recession\/\" target=\"_blank\" rel=\"noopener\" title>recession<\/a>, the <a href=\"https:\/\/www.washingtonexaminer.com\/tag\/federal-reserve\/\" target=\"_blank\" rel=\"noopener\" title>Federal Reserve<\/a> managed to hike interest rates high enough to knock down inflation from ruinous levels. Employment may be squishy, but it remains high by historic levels. All told, things could be much worse.<\/p>\n<p>That&rsquo;s why, once we push past the vibes and joy, Harris is running as the candidate of continuity. And her administration promises to be progressive in roughly the same way that President Joe Biden&rsquo;s administration has been progressive.<\/p>\n<p>Like Biden, Harris has indicated that she will want her regulators to push boundaries and will demand that any Democratic majority in Congress rubber-stamp more federal spending on things ranging from kindergarten to Kursk. She wants more central control of nearly every other part of the economy.<\/p>\n<p>Conservatives hate this. Many swing-state suburbanites, who will likely elect the next president, are as-yet undecided. According to surveys, Biden was losing this vital cohort. Harris is polling slightly better, for obvious reasons.<\/p>\n<figure class=\"wp-block-image size-full\"><figcaption class=\"wp-element-caption\">Residences leveled by a wildfire in Paradise, California, Nov. 15, 2018. (Noah Berger\/AP)<\/figcaption><\/figure>\n<p>In July, a Pew Research Center survey found that 53% of voters &ldquo;would like to see both Biden and Trump replaced as candidates.&rdquo; Thus, that temporary support for Harris would buoy the Democratic ticket once the party tossed Biden overboard was to be expected.<\/p>\n<p>Yet the doubts that applied to Biden&rsquo;s handling of the economy threaten Harris, too. With a few exceptions, polls have found that would-be voters trust former Republican President <a href=\"https:\/\/www.washingtonexaminer.com\/tag\/donald-trump\/\" target=\"_blank\" rel=\"noopener\" title>Donald Trump<\/a> on the <a href=\"https:\/\/www.washingtonexaminer.com\/tag\/economy\/\" target=\"_blank\" rel=\"noopener\" title>economy<\/a>, <a href=\"https:\/\/www.washingtonexaminer.com\/tag\/inflation\/\" target=\"_blank\" rel=\"noopener\" title>inflation<\/a>, and <a href=\"https:\/\/www.washingtonexaminer.com\/tag\/immigration\/\" target=\"_blank\" rel=\"noopener\" title>immigration<\/a> more than his Democratic rivals.<\/p>\n<p>Biden argued that he ought to get credit for a perfectly good economy. Republicans retorted that voters could not afford this good economy, and phenomena such as $8 eggs and $48,000 new vehicles only seemed to confirm this.<\/p>\n<p>Harris has tried to take the bull by the horns by acknowledging price hikes and promising price controls as a remedy. This led Adam Ozimek, chief economist at Economic Innovation Group, to quip, &ldquo;Had not occurred to me to just ban inflation.&rdquo;<\/p>\n<p>Price controls, thoroughly reviled by economists of all parties, are a meaty enough target that the GOP can be expected to continue to attack that proposal between now and Election Day. One of its weapons of choice will likely be personal insurance.<\/p>\n<h2 class=\"wp-block-heading\">California schemin&rsquo;<\/h2>\n<p>Personal insurance, typically home and automobile insurance and the related flood and earthquake insurance, could prove an attractive target because of where Harris hails from. California is the state in the nation with arguably the worst regulatory environment for insurance companies to make a profit. This is because of an initiative passed in 1988 and subsequent heavy-handed insurance regulations.<\/p>\n<p>&ldquo;Proposition 103 instituted a regulatory system where the Insurance Commissioner must approve a rate applied for by an insurer before its use, known as the &lsquo;prior approval&rsquo; system, before an insurer can implement property and casualty insurance rates,&rdquo; the website of California Insurance Commissioner Ricardo Lara explains.<\/p>\n<p>The state agency adds that &ldquo;thorough, impartial review by the Department&rsquo;s rate regulation experts has saved Californians billions of dollars in premiums while helping to maintain a solvent market able to pay consumers&rsquo; claims.&rdquo; This is all true &mdash; except that insurers are currently fleeing the state, America&rsquo;s largest single market. Their exodus is making it extraordinarily difficult for many Californians to purchase insurance.<\/p>\n<figure class=\"wp-block-image size-full\"><figcaption class=\"wp-element-caption\">A bridge from Fort Myers to Pine Island, Florida, after Hurricane Ian, Oct. 1, 2022. (Gerald Herbert\/AP)<\/figcaption><\/figure>\n<p>&ldquo;California&rsquo;s Prop 103 regulatory system makes it extraordinarily difficult for insurers to achieve rate increases, and after enormous wildfire losses, a number of the largest carriers have either threatened to exit the market or have actually done so,&rdquo; Ray Lehmann, editor-in-chief of the International Center for Law and Economics, told the <em>Washington Examiner<\/em> in an email.<\/p>\n<p>He added that after &ldquo;decades of state officials sticking their head in the sand about the nature of the problem, the governor and insurance commissioner have in the past year attempted to enact a series of reforms that would liberalize the market somewhat and keep the remaining companies from heading for the exits.&rdquo;<\/p>\n<p>Strict price controls on insurance in Harris&rsquo;s own state have led to exactly what economists would predict: shortages.<\/p>\n<h2 class=\"wp-block-heading\">Inflation&rsquo;s greatest hits<\/h2>\n<p>There&rsquo;s another side of the personal insurance problem that could make it a sleeper issue in this election. Prices of most goods adjust to inflation gradually. An apple might cost $1 this week, $1.01 next week, and climb to $1.35 in a year. If it made that jump in a single week, it would make more of an impression.<\/p>\n<p>Insurance policies tend to be renewed annually on a rolling basis. That means a huge number of people are getting hit with significant hikes all at once. Marty Stauffer, an insurance broker at his own Stauffer Insurance, is having to break this bad news to his clients.<\/p>\n<p>&ldquo;The average rate increase is typically about 20-30%,&rdquo; Stauffer told the <em>Washington Examiner<\/em> in his Lynden, Washington, office. Lehmann demonstrated that the numbers were up nationally as well.<\/p>\n<p>&ldquo;According to the U.S. Bureau of Labor Statistics&rsquo; Producer Price Index (PPI), the average monthly cost of private passenger auto insurance has risen 18.8% from $164.50 (or $2,290 annually) in July 2020 to $190.80 (or $2,720 annually) in July 2024,&rdquo; Lehmann said. &ldquo;By contrast, the increase from July 2016 to July 2020 was about 16% and from July 2012 to July 2016 was 13.1%. So, auto has been on a path of steeper increases over time.&rdquo;<\/p>\n<p>According to the same metrics, homeowners insurance has climbed 14.3% &ldquo;from $213.40 ($2,561 annually) in July 2020 to $243.96 ($2,927 annually) in July 2024.&rdquo; That came on the heels of a very modest increase of 4.3% for the previous four years.<\/p>\n<p>The insurance broker said that what he is seeing now is called a &ldquo;hard market.&rdquo; We might think of it as a seller&rsquo;s market, except the reason for it is massive losses in recent years. In many cases, insurers are simply turning clients down or quoting rates that amount to a turndown.<\/p>\n<p>&ldquo;They don&rsquo;t want a lot of new business because most business is leading to loss,&rdquo; Stauffer said.<\/p>\n<p>If there is a silver lining, it&rsquo;s that insurers are &ldquo;looking for their favorite customers&rdquo; and those favored few are &ldquo;getting the smaller increases.&rdquo;<\/p>\n<p>The reason for the current hard market is that things have gotten more expensive and riskier in the last four years. The cost of claims has climbed due to higher rebuilding costs, rising auto-body rates, and higher medical bills. Insurance companies are trying to price these costs, plus higher reinsurance costs, into their premiums.<\/p>\n<p>The repricing process is putting one of the worst effects of the Fed trying to finance the Biden-Harris administration&rsquo;s big spending front and center. By vastly increasing the money supply, the central bank made all of the individual units that people had socked away worth less. This makes everything, including insurance, cost more.<\/p>\n<h2 class=\"wp-block-heading\">Sunshine basket case<\/h2>\n<p>One unanticipated advantage of Republicans picking Trump over Gov. Ron DeSantis (R-FL) in this election cycle is that the Sunshine State has created a serious hazard with its own property insurance market. &ldquo;Florida and California have been the notable basket cases,&rdquo; Lehmann said.<\/p>\n<p>After storms devastated the state in 2004 and 2005, Florida adopted the strategy of loading a &ldquo;huge amount of risk onto the state-backed insurer, Florida Citizens, and the state-backed reinsurer, the Florida Cat Fund.&rdquo;<\/p>\n<p>Consequently, the state market has &ldquo;been dominated in the years since by dozens of tiny, thinly capitalized, domestic insurance companies that only wrote homeowners and only wrote it in Florida,&rdquo; he said.<\/p>\n<p>The state lucked out with a hurricane-light decade between 2006 and 2016 but has been hit hard in recent years. Homeowners insurance litigation plus those hurricanes have meant that &ldquo;more than a dozen domestic insurers have already been declared insolvent and dozens more are on the brink.&rdquo;<\/p>\n<p><a href=\"https:\/\/www.washingtonexaminer.com\/\" target=\"_blank\" rel=\"noopener\" title><strong><\/strong><\/a><\/p>\n<p>The problem predates DeSantis. He has addressed it not by curbing government incentives but by reforming torts.<\/p>\n<p>&ldquo;DeSantis and the legislature have passed reform legislation intended to address the runaway litigation issues, but it remains unclear whether that will be sufficient to stabilize the market&rdquo; or if a few more bad storms ruin it for all 23 million and counting Floridians, Lehmann said.<\/p>\n<p><em>Jeremy Lott is a regular contributor to the <\/em>Washington Examiner<em>.<\/em><\/p>\n<\/div>\n<p> <script data-cfasync=\"false\" src=\"http:\/\/www.washingtonexaminer.com\/cdn-cgi\/scripts\/5c5dd728\/cloudflare-static\/email-decode.min.js\"><\/script><script>!function(){var g=window;g.googletag=g.googletag||{},g.googletag.cmd=g.googletag.cmd||[],g.googletag.cmd.push(function(){g.googletag.pubads().setTargeting(\"has-featured-video\",\"true\")})}();<\/script><script>var _bp=_bp||[];_bp.push({\"div\":\"Brid_1736369\",\"obj\":{\"id\":\"27789\",\"width\":\"1280\",\"height\":\"720\",\"stickyDirection\":\"below\",\"video\":\"1736369\"}});<\/script><script defer src=\"https:\/\/services.brid.tv\/player\/build\/brid.min.js\"><\/script><\/div>\n<div class=\"tdb-block-inner td-fix-index\"><\/div>\n<div class=\"tdb-block-inner td-fix-index\"><\/div>\n<p><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>**Magazine &#8211; Feature: Risky Business: Personal Insurance May Be a Hidden Issue in the Election**<\/p>\n<p>As the Democrats promoted Vice President Kamala Harris at their national convention in Chicago this August, many voters were likely pondering, \u201cCan we handle four more years of this?\u201d While the Biden-Harris administration has faced its share of economic challenges, there have been some positive developments. Notably, the U.S. managed to avoid a recession that affected much of Europe from late 2023 to early 2024. Additionally, while inflation reached troubling heights, the Federal Reserve successfully raised interest rates enough to bring it down. Employment levels remain relatively high compared to historical standards. Overall, circumstances could be worse.<\/p>\n<p>Harris is positioning herself as a candidate for continuity and plans to maintain a progressive agenda similar to that of President Joe Biden\u2019s administration. Like Biden, she intends for regulators to push boundaries and expects any Democratic majority in Congress to support increased federal spending on various initiatives\u2014from early education programs to military expenditures\u2014while advocating for greater central control over numerous sectors of the economy. This approach is unpopular among conservatives and leaves many undecided suburban voters\u2014who are crucial for determining the next president\u2014in limbo.<\/p>\n<p>A Pew Research Center survey conducted in July revealed that 53% of voters expressed a desire for both Biden and Trump not to run again as candidates. Consequently, Harris&#8217;s temporary boost in support was anticipated once her party moved away from Biden.<\/p>\n<p>However, concerns regarding economic management that plagued Biden also extend toward Harris. Polls indicate that potential voters tend to trust former Republican President Donald Trump more than his Democratic counterparts when it comes to issues like inflation and immigration. While Biden claimed credit for maintaining a strong economy despite rising costs\u2014evidenced by soaring prices such as $8 eggs or $48k vehicles\u2014Harris has attempted an aggressive approach by acknowledging these price increases and proposing price controls as solutions\u2014a move criticized by economists across party lines.<\/p>\n<p>One area where Republicans may focus their attacks is personal insurance\u2014a sector particularly relevant given Harris&#8217;s California roots\u2014which has one of the most challenging regulatory environments for insurers due largely to Proposition 103 passed in 1988 requiring prior approval from state officials before rate changes can take effect.<\/p>\n<p>Despite claims that this system saves Californians money on premiums while ensuring market solvency, insurers are leaving California en masse due primarily to difficulties recovering costs after significant wildfire losses; thus making it increasingly hard for residents there\u2014and potentially nationwide\u2014to secure insurance coverage.<\/p>\n<p>The issue extends beyond just California; rising prices across various goods mean consumers face substantial hikes all at once when renewing annual insurance policies rather than gradual increases seen with other products over time\u2014a situation exacerbated by current economic conditions leading many insurers into what\u2019s termed a &#8220;hard market,&#8221; where they either reject new clients or offer prohibitively high rates due primarily because recent years have seen massive losses driven by escalating claim costs linked with rebuilding expenses following disasters.<\/p>\n<p>In Florida\u2014the other state facing severe property insurance challenges\u2014the situation mirrors California&#8217;s struggles but stems from different regulatory decisions made post-hurricanes during earlier decades which led local markets into instability characterized now by insolvencies among domestic insurers amid ongoing litigation issues related directly back towards homeowners\u2019 policies exacerbated further under Governor Ron DeSantis&#8217; leadership reforms aimed at addressing these problems without curbing government incentives entirely yet still uncertain if they will stabilize things sufficiently moving forward amidst potential future storm impacts affecting millions living there today too!<\/p>\n<p>Jeremy Lott regularly contributes insights featured within Washington Examiner publications<\/p>\n","protected":false},"author":2692,"featured_media":2329797,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","fifu_image_url":"https:\/\/www.washingtonexaminer.com\/wp-content\/uploads\/2024\/08\/FEA.Risky1_.082824.webp","fifu_image_alt":"","footnotes":""},"categories":[],"tags":[39047,39046,39045,39048,35107],"class_list":["post-2329796","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-election2023","tag-personalinsurance","tag-riskybusiness","tag-sleeperissue","tag-washingtonexaminer"],"fifu_image_url":"https:\/\/www.washingtonexaminer.com\/wp-content\/uploads\/2024\/08\/FEA.Risky1_.082824.webp","_links":{"self":[{"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/posts\/2329796","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/users\/2692"}],"replies":[{"embeddable":true,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/comments?post=2329796"}],"version-history":[{"count":0,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/posts\/2329796\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/media\/2329797"}],"wp:attachment":[{"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/media?parent=2329796"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/categories?post=2329796"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/tags?post=2329796"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}