{"id":2046610,"date":"2023-09-27T14:58:02","date_gmt":"2023-09-27T18:58:02","guid":{"rendered":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/facts-about-social-security-disability-insurance\/"},"modified":"2023-09-27T15:03:42","modified_gmt":"2023-09-27T19:03:42","slug":"facts-about-social-security-disability-insurance","status":"publish","type":"post","link":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/facts-about-social-security-disability-insurance\/","title":{"rendered":"Social Security Disability Insurance: Key Facts"},"content":{"rendered":"<aside class=\"mashsb-container mashsb-main mashsb-stretched\"><div class=\"mashsb-box\"><div class=\"mashsb-count mash-medium\" style=\"float:left\"><div class=\"counts mashsbcount\">12<\/div><span class=\"mashsb-sharetext\">SHARES<\/span><\/div><div class=\"mashsb-buttons\"><a class=\"mashicon-facebook mash-medium mash-nomargin mashsb-noshadow\" href=\"https:\/\/www.facebook.com\/sharer.php?u=https%3A%2F%2Fwww.conservativenewsdaily.net%2Fbreaking-news%2Ffacts-about-social-security-disability-insurance%2F\" target=\"_top\" rel=\"nofollow\"><span class=\"icon\"><\/span><span class=\"text\">Facebook<\/span><\/a><a class=\"mashicon-twitter mash-medium mash-nomargin mashsb-noshadow\" href=\"https:\/\/twitter.com\/intent\/tweet?text=&amp;url=https:\/\/www.conservativenewsdaily.net\/breaking-news\/?p=2046610&amp;via=ConservNewsDly\" target=\"_top\" rel=\"nofollow\"><span class=\"icon\"><\/span><span class=\"text\">Twitter<\/span><\/a><a class=\"mashicon-subscribe mash-medium mash-nomargin mashsb-noshadow\" href=\"#\" target=\"_top\" rel=\"nofollow\"><span class=\"icon\"><\/span><span class=\"text\">Subscribe<\/span><\/a><div class=\"onoffswitch2 mash-medium mashsb-noshadow\" style=\"display:none\"><\/div><\/div>\n            <\/div>\n                <div style=\"clear:both\"><\/div><\/aside>\n            <!-- Share buttons by mashshare.net - Version: 4.0.47--><blockquote>\n<p>If \u200byou\u2019re disabled \u2062and can\u2019t work, \u200cyou might need to apply for Social Security Disability Insurance (SSDI) payments. But if you\u2063 aren&#8217;t 62, it may be difficult to qualify \u200cfor benefits. Social Security uses a \u200cstrict definition when \u2064it comes to\u2063 approving \u200ddisability. The approval is referred to as a \u201ccompassionate \u200dallowance.\u201d<\/p>\n<\/blockquote>\n<div class=\"post_content\" id=\"post_content\">\n<p>If you\u2019re disabled and unable\u2062 to work, you may need to apply for Social Security Disability Insurance (SSDI) payments. However, if you&#8217;re under 62, \u200dqualifying \u2064for benefits can be challenging. Social Security has strict criteria for approving \u200cdisability, which they call\u2064 a &#8220;compassionate allowance.&#8221;<\/p>\n<div class=\"my-5\">\n<h2>Only Total Disability\u2064 Paid<\/h2>\n<p>If you&#8217;re \u200bpartially disabled, you won&#8217;t qualify for SSDI. You must be completely disabled with\u200c a medically determinable impairment.<\/p>\n<\/p><\/div>\n<p>Disability is defined as the \u200binability to engage in &#8220;substantial gainful\u200c activity&#8221; due to a medically determinable physical or mental\u200b impairment. This impairment\u200c must be expected\u2063 to last for at least 12 continuous months or result in death.<\/p>\n<div class=\"shortcode\">\n<div class=\"border-comp-divider mb-4 mr-4 w-full max-w-[500px] border px-5 py-4 text-[16px] leading-[20px] text-[#262626] md:float-left\" id=\"in_article_related_stories\">\n<h2 class=\"mb-3 font-sans text-[16px] font-semibold uppercase leading-[19px] text-[#2F2F2F]\">Related Stories<\/h2>\n<div class=\"mb-4 flex gap-2\">\n<div class=\"grow\">\n<div class=\"mb-1 line-clamp-2\">\n            <a href=\"http:\/\/www.theepochtimes.com\/bright\/social-security-disability-myths-5482940?ea_src=author_manual&#038;ea_med=related_stories\"><\/p>\n<h3>Social \u2064Security Disability Myths<\/h3>\n<p>            <\/a>\n          <\/div>\n<div class=\"text-comp-caption text-[14px] leading-[18px]\">8\/30\/2023<\/div>\n<\/p><\/div>\n<div class=\"shrink-0 basis-[120px]\">\n          <a href=\"http:\/\/www.theepochtimes.com\/bright\/social-security-disability-myths-5482940?ea_src=author_manual&#038;ea_med=related_stories\"><\/a>\n        <\/div>\n<\/p><\/div>\n<div class=\"mb-4 flex gap-2\">\n<div class=\"grow\">\n<div class=\"mb-1 line-clamp-2\">\n            <a href=\"http:\/\/www.theepochtimes.com\/bright\/disability-benefits-for-senior-citizens-5106908?ea_src=author_manual&#038;ea_med=related_stories\"><\/p>\n<h3>Disability Benefits for \u200cSenior Citizens<\/h3>\n<p>            <\/a>\n          <\/div>\n<div class=\"text-comp-caption text-[14px] leading-[18px]\">3\/8\/2023<\/div>\n<\/p><\/div>\n<div class=\"shrink-0 basis-[120px]\">\n          <a href=\"http:\/\/www.theepochtimes.com\/bright\/disability-benefits-for-senior-citizens-5106908?ea_src=author_manual&#038;ea_med=related_stories\"><\/a>\n        <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>A medically determinable mental\u200b or\u200c physical impairment must result from anatomical, \u2062psychological, or physiological\u2063 abnormalities. \u200dAcceptable\u2064 clinical \u2062and laboratory diagnostic techniques\u200d can show these\u200c abnormalities.<\/p>\n<div class=\"my-5\">\n<h2>Need\u200b to Have Worked to \u2062Qualify<\/h2>\n<p>To qualify for SSDI, you must \u200bhave worked\u200c jobs \u200dcovered by Social\u2064 Security and met the strict definition\u2064 of\u200c disability.<\/p>\n<\/p><\/div>\n<p>Social Security work credits are assigned based on your total yearly\u2062 wages or\u200c self-employment income.<\/p>\n<div class=\"my-5\">\n<p>The formula in 2023 is one credit for each $1,640 \u200dyearly income. You can only\u2063 earn four credits per\u200b year. So, $6,560 generates the maximum credits.<\/p>\n<h2>Incapable of Working<\/h2>\n<p>An\u200c inability\u200b for &#8220;gainful activity&#8221; means\u200b that you cannot work. \u200bYour medical or mental disability prevents you from performing your previous job, as \u2064well as adjusting to other \u2064work.<\/p>\n<\/p><\/div>\n<p>Your condition must have lasted for\u2064 the\u200c last full year and is expected to continue for at least a year or result \u2064in death.<\/p>\n<div class=\"my-5\">\n<p>Social Security has strict criteria for defining disability. Short-term disabilities are not eligible for SSDI because it is assumed that you \u2064have resources like <a href=\"https:\/\/www.conservativenewsdaily.net\/breaking-news\/federal-family-leave-would-make-parents-pay-more-to-get-less-help\/\" title=\"Federal Family Leave Would Make Parents Pay More To Get Less Help\">short-term disability insurance<\/a>, worker&#8217;s compensation, insurance, savings,\u2064 and investments.<\/p>\n<h2>Traditional Disabilities That Were\u2063 Covered<\/h2>\n<p>There are several types of impairments that qualify for adults \u2062aged 18 or older,\u2063 and\u200c some may also apply to children under 18.<\/p>\n<\/p><\/div>\n<div class=\"my-5\">\n<p>Types of\u200d impairments include:<\/p>\n<ul>\n<li><strong>musculoskeletal disorders<\/strong><\/li>\n<li><strong>special senses and speech<\/strong><\/li>\n<li><strong>respiratory\u2062 disorders<\/strong><\/li>\n<li><strong>cardiovascular system<\/strong><\/li>\n<li><strong>digestive disorders<\/strong><\/li>\n<li><strong>endocrine disorders<\/strong><\/li>\n<li><strong>congenital disorders<\/strong><\/li>\n<li><strong>neurological disorders<\/strong><\/li>\n<li><strong>mental disorders<\/strong><\/li>\n<li><strong>cancer (malignant neoplastic diseases)<\/strong><\/li>\n<li><strong><a href=\"https:\/\/www.conservativenewsdaily.net\/breaking-news\/facts-about-social-security-disability-insurance\/\" title=\"Social Security Disability Insurance: Key Facts\">immune system disorders<\/a><\/strong><\/li>\n<\/ul>\n<p>While this is the main list, having one\u200c of these impairments doesn&#8217;t guarantee \u2064disability\u200b benefits. The Social Security Administration (SSA) considers \u2064all\u2064 evidence from medical and non-medical sources and evaluates the person&#8217;s ability to function \u200din a work\u200b setting.<\/p>\n<\/p><\/div>\n<p>Some non-medical sources\u2063 include public and private social welfare agencies, \u200ccaregivers, neighbors,\u200c employers,\u200d and family members.<\/p>\n<div class=\"my-5\">\n<p>There are other qualifications;\u2063 visit\u200b the SSA <a href=\"https:\/\/www.ssa.gov\/disability\/professionals\/bluebook\/evidentiary.htm\" target=\"_blank\" rel=\"noopener\">website<\/a> for more information.<\/p>\n<h2>New \u200dDisabilities Covered<\/h2>\n<p>In August 2023, \u2063the SSA announced <a href=\"https:\/\/www.ssa.gov\/news\/press\/releases\/2023\/?utm_content=pressrelease&#038;utm_medium=email&#038;utm_source=govdelivery#8-2023-1\" target=\"_blank\" rel=\"noopener\">12 new compassionate allowances<\/a>, including conditions \u2064like anaplastic ependymomo, leber congenital amaurosis,\u200c childhood pineoblastoma, sarcomatoid carcinoma of \u200cthe lung (stages II\u2013IV), and more.<\/p>\n<\/p><\/div>\n<p>Due to the severity of\u2063 these conditions, claims \u2062are \u200boften\u2063 approved based on medical confirmation.<\/p>\n<div class=\"my-5\">\n<p>In\u2063 a press release about \u2063the new allowances, Acting Commissioner Kijakazi stated that the SSA is\u2064 committed to reducing barriers and ensuring eligible individuals receive SSDI benefits.<\/p>\n<h2>Waiting Period for Social\u2063 Security Disability\u2062 Benefits<\/h2>\n<p>There is often confusion about how long you must wait\u2062 to apply for \u2062and receive Social \u2063Security benefits. Referred to as \u200dthe &#8220;five-month rule,&#8221; you must wait\u200b five months\u2064 after being\u2062 deemed disabled by the SSA to \u2063receive benefits. You will \u200creceive benefits in the sixth month.<\/p>\n<\/p><\/div>\n<p>However, this doesn&#8217;t mean you \u200bhave to \u200bbe off work for five \u2063months. It means that once the SSA determines you&#8217;re disabled, you \u200dwait\u200c five\u2064 months.<\/p>\n<p>You \u200bmust still be\u200b out of work for 12 consecutive\u200c months before you can apply \u200bfor SSDI. \u200bSo, in \u2062reality, you are\u2064 waiting 17 months for benefits.<\/p>\n<p>There \u200dis an accelerated program for compassionate allowances. \u2063The SSA utilizes advanced technology to identify these cases, allowing for quick decisions.\u200d Social Security&#8217;s health IT incorporates \u2064electronic medical records and speeds up\u200d the determination \u200bprocess.<\/p>\n<div class=\"my-5\">\n<p>This enables the SSA to obtain, \u2064review,\u2064 and \u200dmake quick decisions based on medical information.<\/p>\n<h2>Monthly Payment for \u200bSocial Security Disability<\/h2>\n<p>In 2022, the annual federal SSDI payment for an individual was $10,092.40.\u200d In\u200b 2023, there\u200b was an 8.7 percent cost-of-living increase, \u200dbringing the annual \u2062amount to\u2064 $10,970.44. The monthly maximum \u200bpayment\u200b for 2023 is \u2064$914.<\/p>\n<\/p><\/div>\n<div class=\"my-5\">\n<p>Many states supplement the SSDI\u200c payment.\u2062 For example, Texas\u200c provides 45\u2063 monthly\u200b payments of $1,341.37,\u200b and California\u2063 provides $1,374.93.<\/p>\n<\/p><\/div>\n<div class=\"my-5\">\n<p>According to the\u200c SSA\u200c website, six states <strong>do not<\/strong> supplement SSDI payments:<\/p>\n<ul>\n<li><strong>Arizona<\/strong><\/li>\n<li><strong>Arkansas<\/strong><\/li>\n<li><strong>Mississippi<\/strong><\/li>\n<li><strong>North \u2064Dakota<\/strong><\/li>\n<li><strong>Tennessee<\/strong><\/li>\n<li><strong>West Virginia<\/strong><\/li>\n<\/ul>\n<p>If \u200dyou believe \u2063you&#8217;re \u2062not receiving the \u2062maximum amount, check your SSA work history for \u200dany \u2064gaps and ensure they have your \u200bcorrect income information.<\/p>\n<\/p><\/div>\n<div class=\"my-5\">\n<h2>Social Security Disability Insurance a Stop Gap<\/h2>\n<p>For many people, \u2064SSDI is\u200b their primary source of income.\u2064 Fortunately, many \u200dstates provide additional benefits to \u2064supplement this income.<\/p>\n<\/p><\/div>\n<div class=\"my-5\">\n<p>If you think \u2064you&#8217;re eligible\u2063 for SSDI, \u2063visit\u2062 the <a href=\"https:\/\/www.ssa.gov\/applyfordisability\/?\" target=\"_blank\" rel=\"noopener\">SSA website<\/a> and submit an \u200dapplication.\u2062 Once deemed \u200beligible, it&#8217;s advisable to\u2062 contact\u2062 your \u200cstate to <a href=\"https:\/\/www.conservativenewsdaily.net\/breaking-news\/san-francisco-reparations-committee-proposes-5-million-lump-sum-payment-debt-forgiveness-to-qualified-black-residents\/\" title=\"San Francisco Reparations Committee Proposes  Million Lump-Sum Payment, Debt Forgiveness To Qualified Black Residents\">receive additional benefits<\/a>.<\/p>\n<\/p><\/div>\n<div class=\"my-5\">\n    <i>The Epoch Times copyright \u00a9 2023.<br \/>\n\u200d    \u2062The views and opinions expressed are those of the authors. They are meant for <a href=\"https:\/\/www.conservativenewsdaily.net\/breaking-news\/why-chick-fil-a-employees-never-say-youre-welcome\/\" title=\"Why Chick-Fil-A Employees Never Say \u201cYou\u2019re Welcome\u201d\">general informational purposes<\/a> only and should not be construed or interpreted\u2064 as a recommendation or \u200dsolicitation. The Epoch Times does not provide \u200binvestment, tax, legal, financial\u2062 planning,\u2063 estate planning, or \u2064any other personal finance\u200b advice. The Epoch\u2064 Times holds\u200b no liability for the \u2063accuracy or timeliness of the information\u200b provided.<\/i>\n  <\/div>\n<\/div>\n<p> <\/p>\n<h2> How can an individual apply\u200b for SSDI benefits and what information should be included in their application?<\/h2>\n<p><span>  \u200cOr any\u200c other\u2063 type of \u200bwork that exists\u200b in \u200dthe \u2063national economy. This means that you\u2064 are unable to earn \u200ba certain amount of income \u2064as a result of your disability. <\/p>\n<p>When evaluating your ability to work, Social Security considers the\u2062 nature of your\u200d impairment,\u2062 your\u2062 age, your education, your past work experience,\u2064 and your transferable \u2063skills. If \u2064it is determined that you are capable of adjusting to other types of work, even if\u200c you cannot perform your previous job,\u2062 you may \u200bnot qualify for SSDI benefits.<\/p>\n<div class=\"my-5\">\n<h2>How \u2064to Apply for SSDI Benefits<\/h2>\n<p>If you \u2062believe you meet \u200cthe criteria \u2062for SSDI benefits, you can apply by visiting your local Social Security office or by applying online. The application process requires you \u200bto provide detailed information about your medical condition, \u2063work history, \u200dand other relevant information.<\/p>\n<\/div>\n<p>When applying for SSDI benefits, it is important to have thorough documentation of your disability. \u2063This can\u2063 include medical records, test results, and\u200b statements from healthcare professionals. The more evidence you can \u2064provide to support\u200c your claim,\u200d the better your chances of being approved\u200c for benefits.<\/p>\n<div class=\"my-5\">\n<h2>The Compassionate Allowance Program<\/h2>\n<p>For \u200bcertain medical conditions \u2063that are \u200dclearly severe and meet the definition of\u2063 disability, Social Security has a program called the Compassionate\u2062 Allowance Program. \u2063This program expedites \u200bthe application process for individuals with these conditions, allowing them\u200c to receive benefits\u200d more quickly.<\/p>\n<\/div>\n<p>The Compassionate Allowance\u2064 Program \u200dincludes a list of specific medical conditions that\u200d automatically qualify for\u200d SSDI \u2063benefits. \u2064Examples of these conditions include certain\u200c types of \u2063cancer, <a href=\"https:\/\/www.conservativenewsdaily.net\/breaking-news\/no-charges-for-andrew-cuomo\/\" title=\"No Charges For Andrew Cuomo\">rare genetic disorders<\/a>, \u200cand progressive neurological\u2063 disorders. If you have one of these\u2062 conditions, your application will be \u2063fast-tracked for approval.<\/p>\n<div class=\"my-5\">\n<h2>Appealing a\u200c Denial<\/h2>\n<p>If\u200b your SSDI application\u200d is denied, you have the right to appeal\u200b the decision. It is\u2062 essential to carefully review the denial\u200c letter and understand\u2063 the reasons for the denial. You can \u200cgather additional evidence or seek the assistance of an attorney or advocate to help\u200b strengthen your case.<\/p>\n<\/div>\n<p>The appeals process involves multiple stages, and it can be \u200dlengthy and complex. It\u2062 is \u200dimportant to pay attention\u2062 to the deadlines for each\u200c stage\u200d of the process and provide \u200bany requested\u200d documentation in a timely manner. The assistance of a legal professional can be invaluable \u2062during the \u2064appeals process.<\/p>\n<div class=\"my-5\">\n<h2>In \u2062Conclusion<\/h2>\n<p>If you are disabled \u2064and unable\u200d to \u2063work, \u2062Social Security Disability Insurance\u200c (SSDI) payments can\u2062 provide you with financial support. \u200bHowever, qualifying for benefits\u2063 can be challenging,<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re unable to work due to disability, you may need to seek Social Security Disability Insurance (SSDI) payments. However, qualifying for benefits can be challenging if you&#8217;re not yet 62. Social Security has strict criteria for approving disability, known as a &#8220;compassionate allowance.&#8221; Recently, they have expanded these allowances.<\/p>\n","protected":false},"author":2307,"featured_media":2046611,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","fifu_image_url":"https:\/\/cndimages.nyc3.digitaloceanspaces.com\/breaking-news\/wp-content\/uploads\/2021\/01\/IMG_2758-scaled-1.jpg","fifu_image_alt":"","footnotes":""},"categories":[543],"tags":[],"class_list":["post-2046610","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-the-epoch-times"],"fifu_image_url":"https:\/\/cndimages.nyc3.digitaloceanspaces.com\/breaking-news\/wp-content\/uploads\/2021\/01\/IMG_2758-scaled-1.jpg","_links":{"self":[{"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/posts\/2046610","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/users\/2307"}],"replies":[{"embeddable":true,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/comments?post=2046610"}],"version-history":[{"count":0,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/posts\/2046610\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/media\/2046611"}],"wp:attachment":[{"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/media?parent=2046610"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/categories?post=2046610"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.conservativenewsdaily.net\/breaking-news\/wp-json\/wp\/v2\/tags?post=2046610"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}