January Social Security direct payment worth $994 goes out in five days
January 2026 Supplemental Security Income (SSI) payments – up to $994 for individual filers – will be issued in five days, with the January payment sent on Dec. 31 as the first falls on a holiday. SSI normally pays on the first of the month, but when that date is a weekend or holiday the payment is moved to the last weekday of the prior month. Beneficiaries are people with limited income who are blind, age 65 or older, or have qualifying disabilities.Payment levels vary by filing status: individuals up to $994, couples up to $1,491, and essential caregivers up to $498. This round reflects a 2.8% cost-of-living adjustment for 2026 (up from $967 for individuals in 2025). Recipients must meet citizenship or qualifying noncitizen status, reside in one of the 50 states, D.C., or the Northern Mariana islands, and not be absent from the U.S. for a full calendar month or 30 consecutive days; the SSA posts a full payment calendar on its website.
January Social Security direct payment worth $994 goes out in five days
January 2026 Supplemental Security Income payments, worth up to $994, will be issued to recipients in five days.
SSI payments are typically issued on the first day of a month, though January’s payment will go out on Dec. 31. When the first of a month falls on a weekend or holiday, the latter being the case for January’s payment, SSI payments are issued on the last weekday of the previous month.
Beneficiaries are people with limited income who are either blind, aged 65 and older, or have a qualifying disability.
The amount beneficiaries receive varies based on several factors, including the number of people filing. For example, individual filers can receive up to $994, couples filing jointly can receive $1,491, and those providing essential care to SSI recipients can receive up to $498.
This January round of payments will be the first to reflect a cost-of-living adjustment for 2026. Payments will increase by 2.8% after 2025, when individual filers have received up to $967.
In addition to the previous prerequisites for receiving SSI payments, recipients must also be U.S. citizens or noncitizens in one of the alien classifications granted by the Department of Homeland Security.
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Additionally, recipients must live in one of the 50 states, the District of Columbia, or the Northern Mariana Islands, and must not be absent from the United States for a full calendar month or 30 consecutive days.
A full calendar for the Social Security Administration’s payments can be viewed on the agency’s website.
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